Minnesota Home Loans

St. Croix Home Loans is a locally owned and operated mortgage company based out of Stillwater, Minnesota. Our business model is to make the mortgage finance process clear, understandable and less cumbersome for our customers while yielding lower interest rates with more flexibility.

As a Minnesota mortgage broker, we act as a middleman between you and potential lenders. Our job is to work on your behalf with multiple banks to find the best mortgage lenders who best fit your needs with the lowest rates. We have extensive experience financing a variety of Minnesota home loans, including conventional mortgages, FHA mortgages, reverse mortgages, jumbo loans, VA loans and USDA mortgages.

MN Mortgage Brokers

Minnesota Mortgage Brokers

Because we’re a mortgage broker, we can compare wholesale mortgage rates from a large number of banks and lenders all at once to lock in the lowest rate available.

Experienced Mortgage Originators

MN Mortgage Lenders

Because we work with numerous banks and lenders, we can provide more mortgage options and flexibility for our customers.

Easy Online Application Process

Online Mortgage Application Minnesota

Highly experienced working with multiple banks and lenders to provide the best mortgage in the least amount of time.