When Banks Compete, You Win
St. Croix Home Loans is a locally owned and operated mortgage company based out of Stillwater, Minnesota. Our business model is to make the mortgage finance process clear, understandable and less cumbersome for our customers while yielding lower interest rates with more flexibility.
We act as a middleman between you and potential lenders. Our job is to work on your behalf with multiple banks to find the best mortgage lenders who best fit your needs with the lowest rates. We have extensive experience financing a variety of Minnesota home loans, including conventional mortgages, FHA mortgages, reverse mortgages, jumbo loans, VA loans and USDA mortgages.
St. Croix Home Loans Has Partnered With Edge Home Financial
St. Croix Home Loans is proud to announce we’ve joined the Edge Home Finance Corporation network of mortgage brokers. We will continue to operate independently, providing the best-in-class customer service and expertise our customers are accustomed to. Working with Edge Home Finance will allow us to continue doing so even more efficiently. Moving forward, we’ll have access to more loan options with over 100 banks competing for your business while decreasing the average closing time.
We look forward to working with you and our new brokerage partner, Edge Home Finance Corporation.
MN Mortgage Brokers
Because we’re a mortgage broker, we can compare wholesale mortgage rates from a large number of banks and lenders all at once to lock in the lowest rate available.
Experienced Mortgage Originators
Because we work with numerous banks and lenders, we can provide more mortgage options and flexibility for our customers.
Easy Online Application Process
Highly experienced working with multiple banks and lenders to provide the best mortgage in the least amount of time.