St. Croix Home Loans is a locally owned and operated mortgage company based out of Stillwater, Minnesota. Our business model is to make the mortgage finance process clear, understandable and less cumbersome for our customers while yielding lower interest rates with more flexibility.
As a Minnesota mortgage broker, we act as a middleman between you and potential lenders. Our job is to work on your behalf with multiple banks to find the best mortgage lenders who best fit your needs with the lowest rates. We have extensive experience financing a variety of Minnesota home loans, including conventional mortgages, FHA mortgages, reverse mortgages, jumbo loans, VA loans and USDA mortgages.