The Mortgage Process

Save time and avoid delays by having the following information available when it comes time to submit paperwork.

  • Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller).
  • Past 2 years’ tax returns and W-2s.
  • Past 2 years’ employment history.
  • Last 3 consecutive paycheck stubs (5 if paid weekly).
  • Name, address and phone for past 2 years’ residence(s) and landlord(s). (Renters should bring evidence of 12 months’ rent payments.)
  • Last 3 months’ statements for savings, checking, CD and money market accounts.
  • Recent statement from retirement accounts (IRA, 401K, 403-B, Annuity, etc…)
  • Monthly payments and balances on all open accounts.
  • Divorce decree (if applicable).
  • Bankruptcy schedules/discharge papers (if applicable).
  • If you are NOT a US citizen, provide a copy of your Green Card (front & back), if you are NOT a permanent resident provide a copy of your H-1 or L-1 Visa.